Terry's Refinancing

Description

REFINANCE
Combine your 1st & 2nd Mortgages, pay off all your credit card debts to lower your monthly bills and save money. You may also take extra cash out for any of your needs. Unlike the ONE option your bank gives you, we have multiple loan options that best suits your individual needs. FIRST TIME PURCHASER First time home buyer? No worries we'll take good care of all your mortgage needs. No matter if it’s your investment property or second home our mortgages will complete your real estate purchases. BAD CREDIT , BANK TURNED YOU DOWN? We specialize in all type of good & bad credit and low income situations. Including self-employed individuals. We have 1st & 2nd loans for everyone. Debt Consolidations High interest debt on credit cards, auto loans, or other consumer loans can be difficult to pay off and may create a barrier to your financial goals. However, if you’re a homeowner, you have additional options to help you manage your debt, including a debt consolidation mortgage and home equity loan or line of credit. Refinance with a debt consolidation mortgage. As a homeowner, one way to start managing some of your higher-interest debt is to refinance your existing mortgage with a debt consolidation mortgage. For example, the Debt Consolidation Mortgage, allows you to borrow additional money on your mortgage so you can consolidate your debts into one simple payment. That way you can easily budget with a structured payment plan and an assured pay-off date. Debt consolidation home equity loan or line of credit. Homeowners who are looking to consolidate their debts have the option of using your home equity to secure a loan or line of credit. A home equity loan or line of credit allows you to obtain a lower interest rate and a higher credit limit by using the equity you’ve built in your home as security. By consolidating your debts into a home equity loan or line of credit, you’ll have the convenience of one consolidated payment rather than having several bills from different creditors. This makes bill payments more manageable and the rate is usually lower helping you pay off your debts sooner. With a home equity line of credit you’ll enjoy additional benefits such as making interest payments only on the funds you use, not your total credit limit and having ongoing access to funds up to your authorized credit limit. Benefits of debt consolidation mortgages and debt consolidation home equity loans or lines of credit. -Interest rates on mortgages and home equity loans or lines of credit are often much lower than those on credit cards and consumer loans -Making a single payment to your debt consolidation mortgage or home equity loan or line of credit is much easier than making multiple payments to credit cards and other lenders.