River City Insurance

Description

Looking for an alternative to WCB?
If you own your own business and have no employees working for you or you are an independent operator again with no employees you may not have to carry WCB, you can simply carry your own disability coverage.Some professions have mandatory WCB coverage required if that is so, then you take the minimum coverage offered by WCB which will get you your WCB number for job quotes and also remove the rite to sue and use this plan for your monthly benefit payment. Why would you do this? This coverage is 7/24/365 whether you are hurt at work or at play. This coverage is less expensive than WCB and provides up to $6000 in monthly benefits.The typical WCB injury benefit payment may not be enough to carry you through a complete injury period.There is also rehabilitation and return to work assistance as well as partial coverage in the event your doctor indicates you can only work part-time while recovering. There is also an option whereby your business expenses (up to $6000 monthly) such as vehicle expenses, warehouse leases, heat, lights, etc are paid for to keep your business afloat while you are recuperating from an injury, this is on top of your monthly disability benefit amount. You also deal with your own doctor, not a WCB one. How long could you go without your paycheck? The number one reason people get into financial difficulty lose their homes, business, or have to declare bankruptcy is because of a disability that prevents them from earning a living. Send me your occupation, amount of coverage required ($1000-$6000) and your gross income and I can send you a free quote. Coverage is up to age 75! I can also offer critical illness(with no medical questions), health and dental, final expenses, travel insurance, accidental death and/or dismemberment and major illness coverage that is simple, easy to understand and provides immediate coverage. It doesn't hurt to get a quote to see if this is the right solution for you. Contact me today and get some protection!